Bank Of America Open Account Promotion – Bank of America offers up to a $500 bonus when you open a new Trading Strategy Checking account OR Trading Checking Account, as follows:
The Business Strategy checking account has a monthly fee of $29.95 per month, but the fee is waived for the first three months. After this introductory period, you need to do any of the following to get the bonus:
Bank Of America Open Account Promotion
The fine print notes that the offer “is only available to customers who receive this offer through direct communication from a Bank of America sales professional or from a Bank of America network.” See our previous post, it is not perfect for me if this is implemented. Three readers received this $500 offer before or after they logged into their Bank of America bank account. One of them has a long line of numbers attached to the URL in the offer that appears after logging in, so it could be a ‘direct link’ targeted offer. You can also get this offer from a professional merchant at a Bank of America branch, it’s worth making an appointment before you go.
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I don’t see any long term requests for $20,000. This means I can make a deposit when the 60 days are almost up and leave it up to 60 days after the account is approved, to avoid charges. Then I will withdraw $17,000 and leave $3,000 in the Priority Fund to avoid monthly payments until the bonus is posted. There are no early termination fees on the account.
It might be worth putting $20k in cash or a check at the branch to avoid doubt.
There is a $500 “equivalent” that Bank of America has been running for a while, except it requires a credit card or business service, and it’s not what we call it, it’s a regular bank extension. This is easy enough with $20,000 tied up until the end of 60 days to activate a $500 bonus. Direct link to the offer (remember it’s targeted; check your email for the subject: Get a $100 cash offer and get started a good start to your next goal)
Must maintain $1,000 during Maintenance Period. The Maintenance Period begins thirty-one (31) days after opening your account and ends ninety (90) days after opening your account.
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The monthly fee is $8, waived for the first 6 months. You can avoid paying the monthly fee for each notice cycle, when you meet one of the following:
I found this offer and many readers also submitted it. I don’t usually do these small rewards because of mental issues, but since I have some accounts when I go online with Bank of America, I might try.
It’s not a full $100 in profit because you can make about $5 with a regular high yield account compared to almost zero in this account, but you still have to add ~95 dollars. Just make sure to close the savings account once the bonus is posted to avoid monthly payments. Bonuses will be sent during the 6 month grace period when the account is free. For those with preferred rewards status, the account is always free so there is no problem on time. Written by Matthew Goldberg Written by Matthew GoldbergArrow Right Banking Reporter Matthew Goldberg is a consumer banking reporter at . Matthew has worked in the financial services industry for over ten years, in banking and insurance. Connect with Matthew Goldberg on Twitter Connect with Matthew Goldberg on LinkedIn Linkedin Contact Matthew Goldberg by Email Matthew Goldberg
Editor Nell McPherson Arrow Right Banking Editor Nell McPherson is the banking editor at , where she leads a team of journalists dedicated to helping readers make better decisions about saving and checking their accounts, CDs and money market accounts. Connect with Nell McPherson on LinkedIn Linkedin Nell McPherson
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A new savings account can be a great bonus if you are looking to open a new bank account.
Currently, Bank of America does not offer a bonus for opening a checking account. But there’s a $100 bonus for opening a new checking account — as long as you use a promo code and have direct deposit within 90 days.
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However, if you’re looking for a traditional bank with lots of branches and ATMs as well as high-end facilities, a US bank account may fit the bill. Don’t expect to earn much.
Bank of America does not advertise any checking account offers to new customers who do not already have a checking account.
There is a bonus at Bank of America for opening a checking account. Bank of America is offering a $100 bonus until June 30, 2023. To qualify for the offer, you need to:
Bonuses may entice you to open a savings account, but they are not the only thing to consider when opening an account. Other factors to consider are fees, minimum balances, interest rates, your bank’s reputation, ease of access to your money, and quality of customer service.
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A BofA Savings Account requires just $100 to open, making it accessible to almost anyone. There is an $8 monthly fee, but it can be waived in several ways, including maintaining a minimum monthly balance of $500. The biggest downside, however, is the low savings — even for those who qualify for BofA’s top tier.
There are options for accounts that don’t charge fees and offer better interest rates, if you’re comfortable banking online. But you will sacrifice branch access and direct service.
Those planning to open a checking account at Bank of America can also use a promo code to earn $100 by following the steps below.